Funkytown Lender | Nathan McDaniel

Loan options that fit your goals

Buying your first home, moving up, or refinancing? I’ll help you compare programs, understand the trade-offs, and choose a path to close with confidence.

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How It Works

Explore common loan programs

Every scenario is different—these are some of the most common options I help Fort Worth buyers and homeowners evaluate.

Conforming

Flexible terms and competitive rates for buyers with solid credit and stable income.

Government

Government backed loans that include programs like FHA and VA.

DSCR

For the serial investor who wants to acquire property without debt to income constraints.

Private Bankers

We have a group of private bankers who compete on deals over $3mm to ensure you have the best rate available.

Fix and Flip

For the borrower who needs short term cash to fix a property, without any pre-payment penalties for early payoff.

Everything Else

No matter the scenario, we have a solution. With over 200+ lender partners, if we can’t cover you in house, we know who can.

How to choose

Compare options the smart way

Monthly payment vs. long-term cost

We’ll look beyond the rate to see how term, mortgage insurance, and fees affect your total cost.

Down payment & cash to close

Understand what you’ll need at closing and which programs may reduce upfront cash requirements.

Timeline & documentation

Choose a program that fits your contract timeline and the documentation you can provide.

Mortgage advisor reviewing options with a client

FAQs

Loan options—answered

Here are the questions I hear most. If you want a tailored recommendation, I can review your goals and numbers quickly.

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Ready to get pre-approved?

Start your application and I’ll follow up to review your options, answer questions, and help you move forward with confidence.

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