Funkytown Team | Nathan & Britni McDaniel

Loan options that fit your goals

Buying your first home, moving up, refinancing, or financing a rental or commercial deal? We’ll help you compare programs, understand the trade-offs, and choose a path to close with confidence.

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How It Works

Explore common loan programs

Every scenario is different, from a first home to a commercial acquisition, these are the programs we use most to get Fort Worth buyers, homeowners, and investors financed.

Conforming

Flexible terms and competitive rates for buyers with solid credit and stable income.

Government

Government backed loans that include programs like FHA and VA.

DSCR

For the serial investor who wants to acquire property without debt to income constraints.

Private Bankers

For deals over $3mm, we bring in a group of private bankers who compete for your business. You get multiple offers to compare side by side, and choose the structure and terms that fit your deal.

Fix and Flip

For the borrower who needs short term cash to fix a property, without any pre-payment penalties for early payoff.

Commercial & SBA

Multifamily, mixed-use, retail, and owner-occupied business real estate. No deal too small, no deal too big, tell me the numbers and I’ll tell you how to structure it.

Everything Else

No matter the scenario, we have a solution. With over 200+ lender partners, if we can’t cover you in house, we know who can.

How to choose

Compare options the smart way

Monthly payment vs. long-term cost

We’ll look beyond the rate to see how term, mortgage insurance, and fees affect your total cost.

Down payment & cash to close

Understand what you’ll need at closing and which programs may reduce upfront cash requirements.

Timeline & documentation

Choose a program that fits your contract timeline and the documentation you can provide.

Entity & business documentation

Buying in an LLC or through a business? We’ll walk through what each program needs from an entity borrower.

Loan officer shaking hands with a client during a consultation

Already thinking about your first rental?

The DSCR deal analyzer and buy-box builder are live in the Investor Guide. Run real numbers before you write an offer.

Open the Investor Guide

FAQs

Loan options—answered

Here are the questions I hear most. If you want a tailored recommendation, I can review your goals and numbers quickly.

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Ready to get pre-approved?

Start your application and We’ll follow up to review your options, answer questions, and help you move forward with confidence.

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